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Precise Forms can connect you to financing partners that can provide
your business with low monthly payment options and flexible solutions to acquire the
products you need.
Today, eight out of ten American businesses use leasing to acquire
assets. Here’s why:
• Capital conservation
• Credit line preservation
• 100% financing
• Budgeting advantages
• Pay-as-you-go, not upfront
• Access to the latest technology
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Lease |
Cash |
Bank Loan |
| Initial
out-of-pocket cost |
No money down |
100% of cost |
Down payment, usually 15 - 25% |
| Length
of term |
Longer terms available, up to 84 months |
Paid in lump sum upfront |
Usually 24 to 60 months, rarely longer |
| Impact
to credit line |
None. Credit lines preserved |
Balance sheet impact |
Decreases credit limit with bank |
| Payments |
Fixed payment, possible tax benefits |
Balance sheet impact |
Floating or variable rate - could go up or
down |
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